There are several innovations for the French in June. They are mainly concerned with changes in various banking products such as life insurance, PER, or borrower insurance.
There is good news for June 2022 If the end of the Tariff Shield series to block energy prices has not yet been recorded, it must end on June 30. Other measures will make the daily life of the French people easier. .
More transparency in life insurance contracts, loosening ceilings for restaurant tickets or even a new family booklet, we take stock of what’s changing this month.
Restaurant Tickets: € 38 Ceiling Finished
Let’s start with the annoying news: শেষ 38 ceiling for restaurant tickets is over. During the crisis, the government decided to double the ceiling in order to support the restaurant owners and encourage the French to return to the restaurants. The measurement is due to end on June 30.
So again this month it is possible to use your food voucher in the range of € 38 per week and on weekends.
This is not new, but the information is worth highlighting. Future students enrolled in Parcoursup will have to check their admission period from 2 to 15 June. In case of rejection, or in case of late file, the supplementary episode will be open from June 23 to September 16, 2022.
Family record books
New model of family book is coming! Also included are civil status records and extracts of information related to civil status and family law.
“These changes take into account the new provisions regarding Medical Assisted Reproduction (PMA), new rules for name choice, adoption reform, identification of stillbirths and death certificates for adult children.” On the other hand, it allows you to register the death certificate of an adult child.
This new booklet is in line with recent regulations regarding name change, simplified when the choice is related to a name as a result of fililation.
Simplified home loan for ex-cancer patients
It was a deep injustice. Those who were diagnosed and cured of cancer had to face many obstacles and difficulties in getting a mortgage.
The law has changed and now allows former cancer or hepatitis C patients to receive credit on the same terms as other borrowers, but From just 5 years after their recovery. The law of February 28, 2022 plans to cancel medical questions for loans of less than 200,000 euros.
It is better to compare the cost of life and PER insurance
Often vague, misguided in the contract, difficult to understand, the costs of life insurance and PER (Retirement Savings Plan) should be more clear.
The measure, initiated by Bruno Le Mayer, compels insurers and banking institutions to display a standard table summarizing the applicable management fees for each life insurance or PER on their website. A small revolution that will be included, but from 1 July, by showing the total cost borne by each unit or each asset.
Close your borrower insurance
It will be possible to do this anytime from 1st June. Several texts have gradually allowed this solution to “facilitate the revision of insurance terms to benefit from a better rate, but it is still rarely used by those who have taken out a mortgage.” Specifies the site service-publique.fr
This measure will apply to new loans starting June 1, 2022 and for contracts running on that date starting September 1, 2022.
The right to a simplified bank account
In the case of banking or financial products, access to a bank account has been simplified. Anyone who asks to open a bank account and whose request is not answered within 15 days can go to the Bank de France. The latter will automatically determine an installation near the applicant’s residence.
“The system is open to anyone residing in France or in EU member states, to any French citizen living abroad and to applicants prohibited from banking,” says Service-public.fr.
Winter vacation is over
An additional two months extended from 1 April, the winter break will end 1 June. From this date, rent evictions may resume. According to the Abbey Pierre Foundation, 30,000 families could be evicted from their homes.