“It’s not too early to talk about money,” he said

About 900 young Francophones from Alberta have already participated. After being virtual for a few months, the workshop was finally given in the classroom.

At the lecole Notre-Dame des Monts in Canmore, workshop leader Chantal Côté unveiled the final weapon to capture the attention of a Grade 1/2 class: counterfeit tickets. The children move from one hand to the other with bright eyes.

Fake bills work to keep children focused during financial literacy workshops.

Photo: Radio-Canada / Jocelyn Boisonol

Although money is rarely discussed in the classroom, these young people between the ages of 6 and 7 already know a lot about it. Elliott Don keeps notes and coins given to him by his parents in his green and blue wallet. How long will he save? A million He replied with a big smile.

Sitting at his desk, Carl Guyan is only 6 years old, but he has already explained that he has earned 25% more money in dollars than in euros since he came to Canada. dollars “,”text”:”En 2029, si ça continue, je vais avoir 2000dollars “}}”>In 2029, if it continues, I will have 2000 2000 He said with a little naughty wind.

For Chantal Côté, this ability to talk about money is a sign that children are ready to become familiar with financial literacy at a very young age. In the meantime, very small, you take money for your party. When you want something, your parents tell you that it is too expensive. So kids are aware that there is moneyEconomic Development Officer points for the youth sector CDEA.

To get him ready for adulthood, a start has to be made. Young people learn the language they need. A

A quote from Chantal Kot, Economic Development Officer

While they’re talking about money, the words dollar and penis or cent are quickly merged. Talking about $ 200 comes as a surprise to them like 2000.

A budget in the form of three piggy banks

Through the story of a little girl who gets paid for her birthday, Chantal Côté encourages them to reflect on their shopping value. Will they buy a colorful poster that can only be used once or a magic kit?

A magic kit because you can make shows and pay peopleA future small businessman answers.

Heidi and Caitlin are sitting side by side on a mat in class.

The kids already have small entrepreneurs like Heidi (middle) who sells her old toys and Caitlin (right) who plans to sew the shoes.

Photo: Radio-Canada / Tiffany Roquette

The Economic Development Officer also outlined the first budget concept with the idea of ​​three piggy banks: one for spending, one for saving and one for sharing the money received.

This idea really pleased their teacher Natalie Clement, who has a boiling brain. In fact, since I wasn’t used to talking to my students about money, I had no idea how big of an entrepreneur they were.She wonders

Learning from his personal experience, he sees only merit in exposing young people to early financial education. Back in college, when we all got our first credit card, I had several friends who went bad. I appreciated my little knowledge I hadHe concludes.

In my opinion, the sooner you start the better. A

A quote from Natalie Clement, 1st / 2nd class teacher

Focus on savings

Financial education becomes more complicated in the sixth grade classroom. Between the ages of 11-12, these young people are accustomed to spending money on their travels and thinking about their future.

Chantal Côté does not hesitate to use more specialized banking vocabulary. Even money-conscious student Jeremy Poissant walked away from the workshop to learn what loan interest is.

Through a group practice, his classmate Ebba Lemyre was surprised to learn how much a $ 20 cost could promote in the local economy of Canmore.

Chantal Côté A sixth grader raises her hand while giving her financial literacy workshop.

In sixth grade, young people learned banking terms such as withdrawals, deposits and income.

Photo: Radio-Canada / Tiffany Roquette

Subtly, Chantal Côté teaches them to get out of their world. It comes back to their discussion. Speaking of a ski competition, it introduces the idea of ​​a sponsor. The other talks about an ambulance trip, the workshop facilitator thus explaining the concept of insurance.

Every time, there is a lot of emphasis on savings. It’s part of your life plan. You have to buy candy when you are younger, but you can plan for your driver’s license or your studies when you go to high school. So economy is very importantHe explains.

The Economic Development Officer hopes to be able to continue this financial literacy work next year and thus monitor students’ learning.

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